:root {
  --ink: #13233a;
  --muted: #5e6d7d;
  --blue: #d42e48;
  --blue-dark: #a81f35;
  --ice: #fff0f2;
  --paper: #fafaf7;
  --line: #dce8f4;
  --card: #ffffff;
  --shadow: 0 24px 70px rgba(36, 82, 131, 0.14);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "Segoe UI", "Malgun Gothic", "Noto Sans KR", "Noto Sans JP", system-ui, sans-serif;
  line-height: 1.65;
}
a { color: inherit; }
img { max-width: 100%; height: auto; }
.shell { width: min(1120px, calc(100% - 40px)); margin-inline: auto; }
.site-header {
  position: sticky; top: 0; z-index: 20;
  border-bottom: 1px solid rgba(220, 232, 244, .8);
  background: rgba(251, 253, 255, .88);
  backdrop-filter: blur(16px);
}
.nav { min-height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 11px; font-weight: 850; text-decoration: none; letter-spacing: -.02em; }
.brand img { width: 38px; height: 38px; border-radius: 10px; }
.nav-links { display: flex; align-items: center; gap: 22px; color: var(--muted); font-size: 14px; }
.nav-links a { text-decoration: none; }
.locale-picker { border: 1px solid var(--line); border-radius: 999px; background: white; color: var(--ink); padding: 9px 12px; max-width: 190px; }
.hero {
  display: grid; grid-template-columns: minmax(0, .92fr) minmax(420px, 1.08fr);
  gap: 56px; align-items: center; min-height: 720px; padding-block: 76px 64px;
}
.eyebrow { margin: 0 0 12px; color: var(--blue); font-size: 13px; font-weight: 850; letter-spacing: .13em; text-transform: uppercase; }
h1, h2, h3 { line-height: 1.12; letter-spacing: -.035em; }
h1 { margin: 0; font-size: clamp(46px, 6vw, 76px); }
.hero-lead { max-width: 640px; margin: 24px 0 0; color: var(--muted); font-size: clamp(18px, 2.1vw, 22px); }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; gap: 8px; border-radius: 14px; padding: 0 21px; font-weight: 800; text-decoration: none; }
.button.primary { color: white; background: var(--blue); box-shadow: 0 12px 28px rgba(35,116,232,.28); }
.button.primary:hover { background: var(--blue-dark); }
.button.secondary { border: 1px solid var(--line); background: white; }
.trust { display: flex; flex-wrap: wrap; gap: 10px 18px; padding: 0; margin: 25px 0 0; list-style: none; color: var(--muted); font-size: 14px; }
.trust li::before { content: "✓"; margin-inline-end: 7px; color: var(--blue); font-weight: 900; }
.hero-visual { position: relative; min-height: 570px; display: grid; place-items: center; }
.hero-glow { display: none; }
.hero-phone { position: relative; z-index: 2; width: min(350px, 72vw); filter: drop-shadow(0 30px 38px rgba(18, 53, 89, .24)); }
.float-card { display: none; }
.float-card span { display: block; margin-bottom: 2px; color: var(--blue); font-size: 11px; letter-spacing: .08em; text-transform: uppercase; }
.float-card.top { top: 16%; inset-inline-start: 0; }
.float-card.bottom { bottom: 13%; inset-inline-end: 0; }
.strip { border-block: 1px solid var(--line); background: white; }
.strip-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.strip-grid div { padding: 25px 22px; text-align: center; }
.strip-grid div + div { border-inline-start: 1px solid var(--line); }
.strip-grid strong { display: block; font-size: 18px; }
.strip-grid span { color: var(--muted); font-size: 14px; }
.section { padding-block: 92px; }
.section.soft { background: var(--ice); }
.section-heading { max-width: 760px; margin-bottom: 42px; }
.section-heading h2 { margin: 0; font-size: clamp(34px, 5vw, 54px); }
.section-heading p:last-child { color: var(--muted); font-size: 18px; }
.workflow { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.step-card { overflow: hidden; border: 1px solid var(--line); border-radius: 22px; background: white; box-shadow: 0 10px 30px rgba(41,88,137,.07); }
.step-card img { display: block; width: 100%; aspect-ratio: 9 / 16; object-fit: cover; object-position: top; background: #f2f7fc; }
.step-card div { padding: 18px; }
.step-card small { color: var(--blue); font-weight: 900; }
.step-card h3 { margin: 7px 0 0; font-size: 18px; }
.details-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(300px, .9fr); gap: 56px; align-items: start; }
.details-copy { white-space: pre-line; color: #34485e; font-size: 17px; }
.privacy-card { position: sticky; top: 100px; padding: 30px; border-radius: 24px; color: white; background: var(--ink); box-shadow: var(--shadow); }
.privacy-card h3 { margin: 10px 0; font-size: 28px; }
.privacy-card p { color: #dbeaff; }
.privacy-card a { color: white; font-weight: 800; }
.faq-list { display: grid; gap: 12px; max-width: 860px; }
details { border: 1px solid var(--line); border-radius: 16px; background: white; padding: 18px 20px; }
summary { cursor: pointer; font-weight: 850; }
details p { color: var(--muted); }
.cta { padding: 54px; border-radius: 30px; color: white; background: var(--blue-dark); text-align: center; }
.cta h2 { margin: 0; font-size: clamp(32px, 5vw, 52px); }
.cta p { margin: 14px auto 25px; max-width: 700px; color: #dcecff; }
.cta .button { background: white; color: var(--blue-dark); }
.site-footer { margin-top: 90px; padding-block: 42px; border-top: 1px solid var(--line); color: var(--muted); }
.footer-row { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.footer-links { display: flex; gap: 18px; flex-wrap: wrap; }
.footer-links a { text-decoration: none; }

@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; gap: 24px; padding-top: 56px; }
  .hero-copy { text-align: center; }
  .hero-lead { margin-inline: auto; }
  .actions, .trust { justify-content: center; }
  .workflow { grid-template-columns: repeat(2, 1fr); }
  .details-grid { grid-template-columns: 1fr; }
  .privacy-card { position: static; }
}
@media (max-width: 620px) {
  .shell { width: min(100% - 24px, 1120px); }
  .nav-links a { display: none; }
  .locale-picker { max-width: 155px; }
  .hero { min-height: auto; }
  .hero-visual { min-height: 500px; }
  .float-card { max-width: 175px; font-size: 13px; }
  .strip-grid { grid-template-columns: 1fr; }
  .strip-grid div + div { border-inline-start: 0; border-top: 1px solid var(--line); }
  .workflow { grid-template-columns: 1fr; }
  .step-card { display: grid; grid-template-columns: 42% 58%; }
  .step-card img { height: 100%; }
  .section { padding-block: 66px; }
  .cta { padding: 38px 22px; }
}

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

a:focus-visible, button:focus-visible, select:focus-visible, summary:focus-visible { outline: 3px solid var(--blue); outline-offset: 4px; }
.guide { max-width: 780px; padding-block: 48px; overflow-wrap: anywhere; }
.guide h1 { font-size: clamp(32px, 5vw, 54px); line-height: 1.25; }
.guide h2 { font-size: clamp(24px, 3vw, 30px); line-height: 1.4; margin-top: 42px; }
.guide p { font-size: 18px; line-height: 1.85; }
.guide .guide-meta, .guide figcaption { font-size: 14px; color: var(--muted); }
.guide-intro { font-weight: 500; }
.guide figure { margin: 32px 0; text-align: center; }
.guide figure img { width: min(320px, 100%); display: block; margin-inline: auto; }
.guide-note { padding: 20px; border-inline-start: 4px solid var(--blue); background: var(--ice); }
.guide-links { display: grid; gap: 0; }
.guide-links article { padding-block: 20px; border-bottom: 1px solid var(--line); }
.guide-links h3 { font-size: 23px; line-height: 1.45; margin: 0; }
.guide-links p { color: var(--muted); max-width: 760px; }
@media (max-width: 620px) { .nav { gap: 10px; } .brand { font-size: 14px; gap: 6px; } .locale-picker { max-width: 125px; } }